Terms and Conditions
Terms & Conditions
Last updated: August 2026
Applicable to: www.marverinecole.co.uk and all affiliated platforms, including but not limited to websites, YouTube, Meta, Instagram, TikTok, email communications, coaching portals, and platforms operated by or under the brand names Marverine Cole, Transform With Marv, Midlife With Marv and Midlife and Marvellous ("we," "our," or "us").
Legal Entity: Raging Brum Limited (“Raging Brum”, “we”, “us”, or “our”) is the legal entity operating the Raging Brum and Transform With Marv brands, including their websites, products, services, coaching, digital products, and content.
By purchasing, accessing, or using our products, services, or content, you agree to be bound by these Terms & Conditions.
1. Product Delivery & Access
Digital Product Delivery
All digital products (paid or free) are delivered electronically via email, coaching platform, or membership portal following successful payment or registration
Delivery is typically immediate but may vary depending on your email provider or platform specifications
You are responsible for providing a valid and correctly spelled email address at checkout
Please check your inbox, junk, and promotions folders before contacting support
Technical access issues should be directed to hello@ragingbrum.com
System Requirements
You are responsible for ensuring your device and internet connection meet the requirements to access digital content
We recommend using updated browsers and reliable internet connections for optimal experience
2. Digital Rights & Licensing
Nature of Digital Products
For all customers: When you purchase our digital products, you are obtaining a personal-use license to access the content, not ownership of the underlying intellectual property
For California (US) customers specifically: In compliance with California AB 2426, we expressly notify you that you are purchasing a revocable license to access digital content, subject to the terms and conditions of this agreement, rather than unrestricted ownership
License Scope
Your license grants you personal, non-commercial access to digital content for educational and personal development purposes
The license is non-transferable and terminates if you breach these terms
3. Final Sale Policy & Returns
No Refunds Policy
All sales of digital products, courses, and coaching services are final and non-refundable due to the instant-access nature of digital delivery and the intellectual property involved
We do not issue refunds, exchanges, or cancellations after access is granted or services commence
If you are uncertain about a product or service, please contact us at hello@ragingbrum.com before purchasing
Exception Circumstances
Refunds may only be considered in cases of technical failure preventing access, where we cannot resolve the issue within 14 days of notification
Any refund requests must be submitted within 7 days of purchase with detailed explanation of technical issues
4. Intellectual Property Rights
Ownership
All content, coaching frameworks, methodologies, templates, downloads, videos, audio materials, written content, and related materials (whether paid or free) remain the exclusive intellectual property of M Cole (t/a Raging Brum Limited)
This includes but is not limited to copyrights, trademarks, trade secrets, and proprietary methodologies
Prohibited Uses Unless explicitly stated otherwise, you may not:
Resell, reproduce, distribute, license, or share purchased products with third parties
Modify, adapt, repackage, reverse engineer, or create derivative works from our materials
Use our content for commercial purposes or in any business context
Claim ownership, authorship, or register any intellectual property rights derived from our materials
Share login credentials or provide access to unauthorized users
Private Label Rights (PLR) Exception
Products clearly designated with PLR (Private Label Rights) or explicit resell rights may be resold subject to specific restrictions provided with those products
PLR products may only be resold to end users for personal use
You may not grant PLR or resell rights to your customers unless explicitly authorized
When in doubt about usage rights, contact us before distribution
Enforcement
We actively monitor for unauthorized use of our intellectual property
Legal action will be pursued against unauthorized use, reproduction, or misrepresentation of our intellectual property
Violators may be liable for damages, legal fees, and injunctive relief
5. Privacy & Data Protection
Data Collection & Use
We collect and process personal information in accordance with UK data protection laws (UK GDPR and Data Protection Act 2018)
Our privacy practices are detailed in our Privacy Policy, incorporated by reference
US Customer Rights
For US customers: You may have additional rights under your state's consumer privacy laws, including the right to know, delete, or opt-out of the sale of personal information
State privacy laws that may apply include but are not limited to California (CCPA/CPRA), Virginia (VCDPA), Colorado (CPA), Connecticut (CTDPA), and other applicable state privacy regulations
To exercise your privacy rights or learn more about how your data is processed, contact hello@ragingbrum.com
International Transfers
Your data may be transferred to and processed in countries outside your jurisdiction
We implement appropriate safeguards to protect your personal information during international transfers
6. Results Disclaimer & Testimonials
Educational Purpose
All coaching, courses, and digital products are provided for educational and informational purposes only
Content is designed to support personal development and should not be considered professional advice
No Guarantees
We make no guarantees, representations, or warranties regarding specific results, outcomes, income, or financial benefits
Your success depends entirely on your own effort, experience, dedication, market conditions, and personal circumstances
Individual results will vary based on numerous factors beyond our control
Testimonials & Social Proof
Testimonials and success stories shared on our platforms represent individual experiences and are not typical results
These testimonials should not be interpreted as promises, guarantees, or predictions of your specific results
Earnings or income examples, if any, are estimates only and not guarantees
We have not independently verified the claims made in customer testimonials
Professional Advice Disclaimer
Nothing provided constitutes legal, financial, medical, psychological, or other professional advice
Always seek qualified professional guidance for matters requiring professional expertise
Our content supplements but does not replace professional consultation
7. Coaching Services & Program Participation
Service Delivery
Coaching services are delivered according to the specific terms outlined in your program materials
We reserve the right to modify program structure, materials, or delivery methods to improve client experience
Client Responsibilities
Active participation and engagement with program materials and activities
Honest communication during coaching interactions
Respect for other participants in group programs or community spaces
Adherence to community guidelines and professional conduct standards
Termination of Services
We reserve the right to terminate coaching relationships or program participation for behavior that is disrespectful, disruptive, or violates these terms
No refunds will be provided for services terminated due to client misconduct
8. Pricing, Payments & Currency
Pricing Terms
Prices may be listed in GBP (£) or USD ($) depending on the platform, promotion, or geographic location
You are responsible for verifying the currency before completing any purchase
Prices may change at any time without prior notice, but changes will not affect completed purchases
Payment Processing
Payments are processed through secure third-party payment processors
You authorize charges to your designated payment method
For subscription services, you authorize recurring charges until canceled
International Transactions
International transaction fees, currency conversion fees, or banking charges are your responsibility
Your bank or payment provider may charge additional fees for international transactions
9. User Conduct & Community Standards
Acceptable Use
Our platforms and communities must be used respectfully and professionally
Harassment, discrimination, spam, or inappropriate content is prohibited
Commercial promotion or solicitation by participants is not permitted without express permission
Content Standards
User-generated content must comply with applicable laws and community guidelines
We reserve the right to remove content that violates these standards
You retain ownership of content you create but grant us license to use it within our platforms
10. Technical Requirements & Support
System Compatibility
You are responsible for ensuring technical compatibility with our digital platforms
Minimum requirements include updated web browsers, stable internet connection, and compatible devices
Support Services
Technical support is available at hello@ragingbrum.com for legitimate access issues
Support is provided on a reasonable efforts basis during UK business hours
We aim to respond to support requests within 48-72 hours
11. Limitation of Liability
Liability Limits
Our liability for any claims relating to our products or services is limited to the amount you paid for the specific product or service
We are not liable for indirect, incidental, special, consequential, or punitive damages
This limitation applies regardless of the theory of liability and even if we have been advised of the possibility of such damages
Service Availability
We strive to maintain continuous service availability but do not guarantee uninterrupted access
We are not liable for temporary service disruptions, platform maintenance, or technical issues beyond our control
12. Eligibility & Capacity
Age Requirements By purchasing or accessing our content, you confirm that:
You are at least 18 years of age or the age of majority in your jurisdiction
You have the legal capacity and authority to enter into this agreement
If purchasing on behalf of a business or organization, you have full authority to bind that entity to these terms
Geographic Restrictions
Our services are available globally unless restricted by local laws
You are responsible for compliance with local laws and regulations in your jurisdiction
13. Third-Party Integrations & Tools
External Services
Some products or services may reference, integrate with, or recommend third-party tools and platforms
These may include but are not limited to Canva, social media platforms, email marketing services, and productivity tools
We are not responsible for the performance, pricing, availability, or policies of third-party providers
Your use of third-party services is governed by their respective terms and conditions
Affiliate Relationships
We may receive compensation for recommending certain third-party products or services
Such relationships do not influence our educational content or recommendations
14. Marketplace Platform Compliance
Third-Party Platform Sales
When selling through online marketplaces or platforms, additional terms may apply
For US marketplace sales exceeding statutory thresholds, we comply with the INFORM Consumers Act requirements
Platform-specific policies supplement but do not replace these terms
15. Modifications & Updates
Terms Changes
We may update these Terms & Conditions at any time to reflect legal requirements, business changes, or service improvements
Significant changes will be communicated via email notification or prominent website notice
Continued use of our services after changes constitutes acceptance of updated terms
Notification Methods
Updates will be posted on our website with revision dates
Email notifications will be sent to active customers for material changes
It is your responsibility to review terms periodically
16. Account Management & Security
Account Security
You are solely responsible for maintaining the confidentiality of your login credentials
Sharing account access is strictly prohibited and may result in immediate termination
Notify us immediately of any suspected unauthorized access
Account Termination
We reserve the right to suspend or terminate accounts for violations of these terms
Termination may occur with or without prior notice depending on the severity of the violation
Upon termination, your access to digital content and services will cease immediately
17. Dispute Resolution
Initial Resolution
We encourage direct communication to resolve any concerns or disputes
Please contact hello@ragingbrum.com with detailed information about your concern
We will make reasonable efforts to resolve issues promptly and fairly
Governing Law
These Terms are governed by and construed under the laws of England and Wales
Any disputes are subject to the exclusive jurisdiction of the courts of England and Wales
Consumer Rights
Nothing in these terms limits your statutory consumer rights under applicable law
If you are a consumer in the European Union, you may have additional rights under EU consumer protection regulations
18. Force Majeure
Unforeseeable Circumstances
We are not liable for delays or failures in performance due to circumstances beyond our reasonable control
This includes but is not limited to natural disasters, government actions, technical failures, or other force majeure events
19. Severability & Waiver
Term Independence
If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect
No waiver of any term or condition will be deemed a continuing waiver or waiver of any other term
20. Contact Information & Legal Notices
Business Contact
Email: hello@ragingbrum.com
Business Address: Altus Business Consulting Ltd High Street, Wordsley, Stourbridge, West Midlands, England, DY8 5SB
· Legal Entity: Raging Brum Limited (“Raging Brum”, “we”, “us”, or “our”) is the legal entity operating the Raging Brum and Transform With Marv brands, including their websites, products, services, coaching, digital products, and content.
Legal Notices
All legal notices must be sent in writing to the above address
Electronic communications to the specified email address are acceptable for non-legal matters
By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.
These terms are effective as of the last updated date and supersede all previous versions.
Raging Brum Limited
Company number: 12050770
Registered office: Altus Business Consulting Ltd High Street, Wordsley, Stourbridge, West Midlands, England, DY8 5SB